Financing and Insurance
Insurance and Billing
All insurance patients are welcome and we will gladly file all claims for you.
Guidelines Regarding Dental Insurance
Our fees for services are the same for all patients whether or not they have a dental insurance program. As a courtesy to our patients, we will be happy to complete and submit your primary insurance carrier forms for dental treatment.
There is a great variety in the types of dental insurance offered. Various programs cover as little as 30% to as much as 90%. Almost every dental plan has a provision for limiting dollar disbursement by the insurance company for covered services. Rarely is coverage 100%.
Your particular insurance program may base its allowances on a fee schedule, which may or may not coincide with our office fee schedule. In some instances, it may be possible for you to determine, prior to treatment, what your benefits will be by merely reading your policy or by checking with your employer.
Please understand that this office does not determine the benefits to be derived under your policy.
We cannot be responsible for the structuring of your plan. This is a pre-determined situation agreed upon between your employer and the insurance carrier.
Insurance is designed to reimburse the policyholder and is a contract between the policy holder and the company. We do not have an insurance department but will do all we can to help you collect legitimate claims. Since our services are rendered for you at your request, in the event your insurance carrier is slow to pay or for some reason disallows the claim, payment of the account is your responsibility. Financial arrangements are to be made with our office prior to commencement of treatment. Your estimated payment is due from the insured at the time of the visit.
In order for our office to apply for insurance benefits on your behalf, we ask that you provide us with the following:
The insured’s birthdate, social security number, name and address of employer, occupation, policy number, plan or group number, whichever is applicable.
We accept Visa, MasterCard, Discover, American Express and a 6-12 month interest-free financing (upon approval), as well as cash or check. We are pleased to offer Care Credit Health Care Financing. Care Credit offers a flexible monthly payment option for treatment in our office. If you’ve been delaying a dental procedure due to financing concerns, Care Credit may be your solution! They offer no initial payment, interest-free programs (6-12 months), or long term financing at low, fixed rates. Feel free to check them out on the web at www.carecredit.com or by phone at 1-800-365-8295.
CareCredit is here to help you pay for treatments and procedures your insurance doesn’t cover. We offer No Interest* financing or low minimum monthly payment options so you can get what you want, when you want it. You can even use CareCredit for your family and favorite pet.
With three simple steps, including an instant approval process, it’s easy to apply for CareCredit. After you’re approved, you’re free to use CareCredit for the services you choose including LASIK, veterinary, dentistry, cosmetic, hearing aids and more.
CareCredit is endorsed by some of the most credible organizations specific to each healthcare profession we support. And CareCredit is a GE Money Company, so you know you can count on us. For over 20 years, we’ve been helping over five million cardholders get the healthcare treatments they want and need.
Now you don’t have to worry about saving up for the procedures you want and need. With CareCredit, the decision’s in your hands to get what you want, when you want it. For more information or to apply online, visit carecredit.com.